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  • Writer's pictureMaddie Craig



Tips: Healthy Financial Habits: Do One Thing Daily for Your Money - Personal Note. Image is a jar of coins next to several small stacks of coins with little green plants sticking out of them.

When you single-handedly manage every aspect of running your own business, it’s all too easy to let financial paperwork pile up.

You network, you provide excellent service to clients, you map out growth strategies – but you leave invoice generation, expense tracking, and payroll reconciliation relegated to the last item on your mile long to-do list.

Yet overlooking these critical money matters even briefly can snowball into stressful catch-up and major chaos.

By prioritizing just a small chunk of time daily to nibble at key financial chores, you sustain control rather than drowning when financial tasks start to multiply.

Think of it as changing a light bulb before it burns out versus waiting for pitch darkness. Consistent maintenance prevents catastrophe.

Build a Daily Money Management Habit

You don’t have to dedicate huge blocks of time or tedious effort to keeping your finances floating. Start small by choosing 1 or 2 quick money tasks to incorporate into your daily routine. Consistency is key.

Try picking from this checklist:

  • Enter new income/expenses into accounting software

  • Invoice overdue client payments

  • Review profit & loss budget variance

  • Pay bills to avoid late fees

  • Scan/file receipts before they get lost

  • Review payroll for accuracy

  • Reconcile credit card and bank statements

  • Follow up on unpaid invoices

Aim for 15-30 focused minutes on finances per day. Schedule it on your calendar to help build an ongoing habit. The sense of continuous progress will help motivate you to maintain the habit.

Smooth Sailing Ahead

Over time, those small intentional money steps compound to yield huge rewards. You’ll have up-to-date financial visibility month-to-month instead of panicking when tax season returns. You’ll never miss submitting payroll. And you can make strategic decisions using real-time data rather than vague guesses at your cash flow.

Getting into the groove of daily financial tasks keeps the chaos and stress of push-it-off-til-later financial management at bay.

Practice the consistency now when it’s smooth sailing – that makes weathering future storms much more manageable.

Focus today on picking one or two financial tasks to integrate into your regular business routines!

Meet The Author

Image is a photo of the author - Maddie Craig

Maddie Craig is the founder of Blue Cypher Bookkeeping, a detail-oriented bookkeeper, and definitely a “numbers nerd”! She is passionate about helping organizations understand the full story of their financials and using it to make more confident decisions and grow strategically. She has experience working with a wide array of clients, including small businesses and non-profit organizations. When not crunching numbers, she and her husband enjoy traveling, being active in the community, and sharing their love for good food with friends and family.

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